Minnesota Power logo

Minnesota Power offers these 5 options for paying your bill. Click desired method for more information:

A Recurring Payment Plan—operated through Western Union Speedpay©—is a way to automatically pay your monthly electric bill. You select a date and each month a payment will be withdrawn from the bank account of your choice or posted to a credit, debit or ATM card.

  • The plan is free if you enroll using a checking, savings or money market account.
  • The plan costs $2.95 per payment if using a credit, debit or ATM card.
  • Monthly payments are the only option available.

Minnesota Power suggests you choose a payment date that is the same or no more than five days after the due date on your bill. And check the due date on your bill from time to time to be sure it hasn’t changed.

Read through the following instructions for setting up a Recurring Payment Plan and how to edit your information. Then click here to access the Western Union Speedpay system for Minnesota Power.

How to Set Up a Recurring Payment Plan:

  1. Enter your Minnesota Power account number and the first three letters of the business name or the primary account holder’s last name.
  2. Select "Submit."
  3. Select "Agree" to Western Union Speedpay Terms and Conditions to continue.
  4. Select "Schedule recurring payment" and then select "Continue."
  5. Enter bank routing number and account number.
  6. Select "Pick date" (refers to monthly payment date). From the calendar, select your monthly withdrawal date. We suggest selecting the due date of your bill or up to five days after.
  7. On the "Payment stop?" option, select "Never." Enter your email address to receive notifications about scheduled payments. After verifying all the information, select "Save recurring schedule."

How to Change a Recurring Payment Plan:

  1. To change bank account number, email address or stop date:

    Select "View/manage recurring schedule."
    Select "Edit" and enter your new account information.

  2. To change withdrawal date:

    Select "View/manage recurring schedule."
    Select "Edit."
    Select "Use saved account info."
    Select "Continue."
    Find the "Withdrawal date" field and select "Pick a date."
    Select date from the drop-down calendar. We suggest selecting the due date of your next bill or up to five days after.
    Select "Continue."
    Review the next page for accuracy.
    Select "Save recurring schedule."
    Review recurring schedule confirmation page.
    Sign out.

Speedpay Phone Option
Make a payment by calling Western Union Speedpay© at 1-866-228-0739. You will be charged a $2.95 service fee when using a checking, savings or money market account or a credit, debit or ATM card.

The maximum payment amount allowed on a residential service is $500 per transaction. To pay amounts of more than $500, please make additional payments.

The maximum payment amount allowed on a commercial service is $800 per transaction. To pay amounts of more than $800, please make additional payments.

Western Union Pay by Text Service
Receive your amount due and pay your bill via text messaging with Western Union Speedpay©. Register online or by calling 1-866-228-0739.

Convenience Fee
Minnesota Power and our partner Western Union Speedpay© seek to offer MP customers the lowest possible payment fee for one-time electric payments made via phone and online. The $2.95 convenience fee charged for each payment is paid to Western Union Speedpay©, not to Minnesota Power. Western Union Speedpay then pays a percentage of the fee to the credit card company to comply with the Visa International Operating Regulations.

The Visa rules require that if a vendor (Minnesota Power) offers alternative payment options including credit cards, ATM cards and personal checking accounts, ALL options will be assessed a convenience fee, not just Visa credit card users.

Mail your check or money order to Minnesota Power. Do not mail cash.

Mail payment to:

Minnesota Power
PO Box 1001
Duluth, MN 55806-1001

If you make an online payment using a checking, savings or money market account, or a credit, debit, or ATM card, you will be charged a $2.95 service fee.

The maximum payment amount allowed on a residential service is $500 per transaction. To pay amounts of more than $500, please make additional payments.

The maximum payment amount allowed on a commercial service is $800 per transaction. To pay amounts of more than $800, please make additional payments.

Convenience Fee

Minnesota Power and our partner Western Union Speedpay© seek to offer MP customers the lowest possible payment fee for one-time electric payments made via phone and online. The $2.95 convenience fee charged for each payment is paid to Western Union Speedpay©, not to Minnesota Power. Western Union Speedpay then pays a percentage of the fee to the credit card company to comply with the Visa International Operating Regulations.

The Visa rules require that if a vendor (Minnesota Power) offers alternative payment options including credit cards, ATM cards and personal checking accounts, ALL options will be assessed a convenience fee, not just Visa credit card users.

How to Make an Online Payment:

Read through the following instructions and then click here to access the Western Union Speedpay© system for Minnesota Power. Enter your Minnesota Power account number and the first three letters of the business name or the primary account holder’s last name. Select "Submit" and then select "Agree" to the Western Union Speedpay Terms and Conditions to continue.

To make a payment by checking, savings or money market account:

  1. Select "One time payment."
    Enter date for payment under "Payment scheduled date."
    Enter payment amount.
    Select payment method (checking, savings or money market account).
    Enter your banking information.
    Select "Continue."
  2. Select "Make payment" after verifying information.
  3. Print payment confirmation page (This page serves as your payment receipt).

To make a payment by ATM, credit or debit card:

  1. Select "One time ATM, credit or debit card payment."
    Enter the card billing address.
    Enter date for payment under "Payment scheduled date."
    Enter payment amount.
    Enter card number, expiration date and CVV code.
    Select "Continue."
  2. Select "Make payment" after verifying information.
  3. Print payment confirmation (This page serves as your payment receipt).

Remember, you will be charged a $2.95 service fee for each payment.

What's a CVV Code?

The CVV code is a three- or four-digit security code on the back of debit/credit cards to provide increased protection against credit card fraud. Visa calls this security code a Card Verification Value (CVV). MasterCard calls it a Card Validation Code (CVC) and Discover calls it Card ID (CID).

Walmart logo
Find the Walmart location nearest you!

  • Pay your Minnesota Power bill at a WalMart Money Center or customer service desk.
    • Standard (Delivered in three business days) – Fee: $1.00
    • Next Day (Delivered next business day) – Fee: $1.50
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash or PIN-based debit card (you will need to know your PIN)
  • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.
Kmart logo
Find the Kmart location nearest you!

  • Pay your Minnesota Power bill at any Kmart customer service desk.
    • Next Day (Delivered next business day) – Fee: $1.50
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash or PIN-based ATM debit card (you will need to know your PIN)
  • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.

Snyder's

207 W Superior St., Duluth, MN
2nd floor of the Holiday Center/Downtown Duluth
(Access through Skywalk)

  • Payment Information:
    • MoneyGram payments taken from 7:00 am to 5:30 pm
    • Standard (Delivered in three business days) - Fee: $1.00
    • Next Day (Delivered next business day) - Fee: $1.99
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash payment only
    • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.
Drop Box Locations:

When leaving your payment at a drop box, include your account number or bill stub with your check or money order. No cash, please.

Duluth

Minnesota Power
General Office Building
30 W. Superior St.
Duluth, MN

(Drop box located outside
the east and west entrances)

Minnesota Power
Herbert Service Center
3215 W. Arrowhead Road
Duluth, MN

(Drop box located outside
the east entrance)
Little Falls, MN

Minnesota Power
1201 11th St. N.E.
Little Falls, MN

(Drop box located on circular drive)

Casey's General Store
500 Broadway Ave. W.
Little Falls, MN

(Drop box located on the west side)

Coburn’s Market
101 2nd Ave. N.E.
Little Falls, MN

Morrison County Courthouse
213 1st Ave. S.E.
Little Falls, MN
Convenience Pay Sites (C-Pay):

Pay your bill using cash, check or money order at these Western Union Convenience Pay locations. You'll need your Minnesota Power account number. Payments will include a $1 transaction fee.

When paying in person have your Minnesota Power bill or account number.

First National Bank of Walker
110 Broadway St E, Akeley
218-652-3777

Embarrass-Vermillion FCU
510 W 3rd Ave N, Aurora
218-229-2048

Babbitt Steelworkers CU
24 Commerce Rd, Babbitt
218-827-3121

First National Bank
620 Washburn Ave W, Backus
218-947-3111

Buskala's Jewelry and Gifts
1010 Cloquet Ave, Cloquet
218-879-8894

Lincoln Park Pawn
1908 West Superior St, Duluth
218-727-5300

CUB Foods
2410 S Pokegama, Grand Rapids
218-326-8528

First State Bank
203 State St E, Grey Eagle
320-285-5800

First National Bank of Walker
200 Hwy 371 S, Hackensack
218-675-6969

Ben Franklin Crafts
327 3rd St, International Falls
218-283-8479

Pine River State Bank
201 River St N, Pillager
218-746-4286

Pine River State Bank
103 Mill St, Pine River
218-587-4463

TWFG Insurance Services
114 Division St, Sauk Rapids
320-259-8178

Embarrass-Vermillion FCU
505 Main St, Tower
218-753-4311

First National Bank
600 Minnesota Ave W, Walker
218-547-1160

If your service has been disconnected or you are in danger of having your service disconnected because of nonpayment, call 1-800-228-4966 to speak with a customer service representative.

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