Minnesota Power logo

Minnesota Power offers these 5 options for paying your bill. Click desired method for more information:

A Recurring Payment Plan—operated through Western Union Speedpay©—is a way to automatically pay your monthly electric bill. You select a date and each month a payment will be withdrawn from the bank account of your choice or posted to a credit, debit or ATM card.

  • The plan is free if you enroll using a checking, savings or money market account.
  • The plan costs $2.95 per payment if using a credit, debit or ATM card.
  • Monthly payments are the only option available.

Minnesota Power suggests you choose a payment date that is the same or no more than five days after the due date on your bill. And check the due date on your bill from time to time to be sure it hasn’t changed.

Read through the following instructions for setting up a Recurring Payment Plan and how to edit your information. Then click here to access the Western Union Speedpay system for Minnesota Power.

How to Set Up a Recurring Payment Plan:

  1. Enter your Minnesota Power account number and the first three letters of the business name or the primary account holder’s last name.
  2. Select "Submit."
  3. Select "Agree" to Western Union Speedpay Terms and Conditions to continue.
  4. Select "Schedule recurring payment" and then select "Continue."
  5. Enter bank routing number and account number.
  6. Select "Pick date" (refers to monthly payment date). From the calendar, select your monthly withdrawal date. We suggest selecting the due date of your bill or up to five days after.
  7. On the "Payment stop?" option, select "Never." Enter your email address to receive notifications about scheduled payments. After verifying all the information, select "Save recurring schedule."

How to Change a Recurring Payment Plan:

  1. To change bank account number, email address or stop date:

    Select "View/manage recurring schedule."
    Select "Edit" and enter your new account information.

  2. To change withdrawal date:

    Select "View/manage recurring schedule."
    Select "Edit."
    Select "Use saved account info."
    Select "Continue."
    Find the "Withdrawal date" field and select "Pick a date."
    Select date from the drop-down calendar. We suggest selecting the due date of your next bill or up to five days after.
    Select "Continue."
    Review the next page for accuracy.
    Select "Save recurring schedule."
    Review recurring schedule confirmation page.
    Sign out.

Speedpay Phone Option
Make a payment by calling Western Union Speedpay© at 1-866-228-0739. You will be charged a $2.95 service fee when using a checking, savings or money market account or a credit, debit or ATM card.

The maximum payment amount allowed on a residential service is $500 per transaction. To pay amounts of more than $500, please make additional payments.

The maximum payment amount allowed on a commercial service is $800 per transaction. To pay amounts of more than $800, please make additional payments.

Western Union Pay by Text Service
Receive your amount due and pay your bill via text messaging with Western Union Speedpay©. Register online or by calling 1-866-228-0739.

Convenience Fee
Minnesota Power and our partner Western Union Speedpay© seek to offer MP customers the lowest possible payment fee for one-time electric payments made via phone and online. The $2.95 convenience fee charged for each payment is paid to Western Union Speedpay©, not to Minnesota Power. Western Union Speedpay then pays a percentage of the fee to the credit card company to comply with the Visa International Operating Regulations.

The Visa rules require that if a vendor (Minnesota Power) offers alternative payment options including credit cards, ATM cards and personal checking accounts, ALL options will be assessed a convenience fee, not just Visa credit card users.

Mail your check or money order to Minnesota Power. Do not mail cash.

Mail payment to:

Minnesota Power
PO Box 1001
Duluth, MN 55806-1001

If you make an online payment using a checking, savings or money market account, or a credit, debit, or ATM card, you will be charged a $2.95 service fee.

The maximum payment amount allowed on a residential service is $500 per transaction. To pay amounts of more than $500, please make additional payments.

The maximum payment amount allowed on a commercial service is $800 per transaction. To pay amounts of more than $800, please make additional payments.

Convenience Fee

Minnesota Power and our partner Western Union Speedpay© seek to offer MP customers the lowest possible payment fee for one-time electric payments made via phone and online. The $2.95 convenience fee charged for each payment is paid to Western Union Speedpay©, not to Minnesota Power. Western Union Speedpay then pays a percentage of the fee to the credit card company to comply with the Visa International Operating Regulations.

The Visa rules require that if a vendor (Minnesota Power) offers alternative payment options including credit cards, ATM cards and personal checking accounts, ALL options will be assessed a convenience fee, not just Visa credit card users.

How to Make an Online Payment:

Read through the following instructions and then click here to access the Western Union Speedpay© system for Minnesota Power. Enter your Minnesota Power account number and the first three letters of the business name or the primary account holder’s last name. Select "Submit" and then select "Agree" to the Western Union Speedpay Terms and Conditions to continue.

To make a payment by checking, savings or money market account:

  1. Select "One time payment."
    Enter date for payment under "Payment scheduled date."
    Enter payment amount.
    Select payment method (checking, savings or money market account).
    Enter your banking information.
    Select "Continue."
  2. Select "Make payment" after verifying information.
  3. Print payment confirmation page (This page serves as your payment receipt).

To make a payment by ATM, credit or debit card:

  1. Select "One time ATM, credit or debit card payment."
    Enter the card billing address.
    Enter date for payment under "Payment scheduled date."
    Enter payment amount.
    Enter card number, expiration date and CVV code.
    Select "Continue."
  2. Select "Make payment" after verifying information.
  3. Print payment confirmation (This page serves as your payment receipt).

Remember, you will be charged a $2.95 service fee for each payment.

What's a CVV Code?

The CVV code is a three- or four-digit security code on the back of debit/credit cards to provide increased protection against credit card fraud. Visa calls this security code a Card Verification Value (CVV). MasterCard calls it a Card Validation Code (CVC) and Discover calls it Card ID (CID).

Walmart logo
Find the Walmart location nearest you!

  • Pay your Minnesota Power bill at a WalMart Money Center or customer service desk.
    • Standard (Delivered in three business days) – Fee: $1.00
    • Next Day (Delivered next business day) – Fee: $1.50
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash or PIN-based debit card (you will need to know your PIN)
  • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.
Kmart logo
Find the Kmart location nearest you!

  • Pay your Minnesota Power bill at any Kmart customer service desk.
    • Next Day (Delivered next business day) – Fee: $1.50
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash or PIN-based ATM debit card (you will need to know your PIN)
  • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.

Snyder's

207 W Superior St., Duluth, MN
2nd floor of the Holiday Center/Downtown Duluth
(Access through Skywalk)

  • Payment Information:
    • MoneyGram payments taken from 7:00 am to 5:30 pm
    • Standard (Delivered in three business days) - Fee: $1.00
    • Next Day (Delivered next business day) - Fee: $1.99
  • Be sure to bring the following:
    • Your Minnesota Power billing statement with account number
    • Cash payment only
    • If you need to verify your payment with Minnesota Power, call 1-800-228-4966 and provide the customer information representative with the payment receipt number.
Drop Box Locations:

When leaving your payment at a drop box, include your account number or bill stub with your check or money order. No cash, please.

Duluth

Minnesota Power
General Office Building
30 W. Superior St.
Duluth, MN

(Drop box located outside
the east and west entrances)

Minnesota Power
Herbert Service Center
3215 W. Arrowhead Road
Duluth, MN

(Drop box located outside
the east entrance)
Little Falls, MN

Minnesota Power
1201 11th St. N.E.
Little Falls, MN

(Drop box located on circular drive)

Casey's General Store
500 Broadway Ave. W.
Little Falls, MN

(Drop box located on the west side)

Coburn’s Market
101 2nd Ave. N.E.
Little Falls, MN

Morrison County Courthouse
213 1st Ave. S.E.
Little Falls, MN
Convenience Pay Sites (C-Pay):

Pay your bill using cash, check or money order at these Western Union Convenience Pay locations. You'll need your Minnesota Power account number. Payments will include a $1 transaction fee.

When paying in person have your Minnesota Power bill or account number.

Aurora
Embarrass-Vermillion FCU
510 W 3rd Ave N
218-229-2048

Babbitt
Babbitt Steelworkers CU
24 Commerce Rd
218-827-3121

Backus
First National Bank of Walker
620 Washburn Ave W
218-547-5410

Barnum
Minit Mart
3694 County Road 6
218-389-6574

Carlton
Minit Mart
405 3rd St
218-384-3841

Chisholm
Freedom Valu
100 West Lake St
218-254-3100

Cloquet
Buskala's Jewelry and Gifts
1010 Cloquet Ave
218-879-8894

Minit Mart
401 Broadway St
218-879-1602

Minit Mart
201 Doddridge Ave
218-879-2444

Minit Mart
308 Sunnyside Dr
218-879-2924

Duluth
Minit Mart
1301 Commonwealth Ave
218-626-3397

Minit Mart
7002 Grand Ave
218-624-7413

Minit Mart
1831 W Superior St
218-722-3122

Minit Mart
231 N Central Ave
218-628-2493

Minit Mart
3802 Trinity Rd
218-727-1308

Stadium Pawn
214 N 34th Ave W
218-727-5300

Esko
Minit Mart
90 Thomson Rd I-35
218-879-1601

Floodwood
Minit Mart
308 W 9th Ave
218-476-2051

Grand Rapids
CUB Foods
2410 S Pokegama Ave
218-326-8528

Minit Mart
1515 NW 4th St
218-326-0515

Grey Eagle
First State Bank
203 State St E
320-285-5800

Hibbing
Freedom Valu
3017 1st Ave
218-263-5796

Freedom Valu
1135 E 37th St
218-263-9736

Hinckley
Minit Mart
329 Fire Monument Rd
320-384-0907

Moose Lake
Minit Mart
1050 Hwy 73
218-485-0200

Pillager
Pine River State Bank
201 River St N
218-746-3580

Pine River
Pine River State Bank
103 Mill St
218-587-4463

Proctor
Minit Mart
9303 Westgate Blvd
218-624-9654

Sauk Rapids
TWFG Insurance Services
114 Division St
320-259-8178

Sturgeon Lake
Minit Mart
88843 Warbler Ln
218-372-3432

Tower
Embarrass-Vermillion FCU
505 Main St
218-753-4311

Walker
First National Bank of Walker
600 Minnesota Ave W
218-547-1160

If your service has been disconnected or you are in danger of having your service disconnected because of nonpayment, call 1-800-228-4966 to speak with a customer service representative.

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